Yeah, this is about my home land. The people, their problems, them being the problem..
Transport:
Ohh yeah. We don't have any government buses. All we have is buses running on contract, the owners of which consider people equivalent to pigs ready for slaughter. Here is a personal example, Khandwa to Indore is a 130 kms distance, with a private bus every 15 mins. Yet, if you want to go to Barwaha or Sanawad, which are exactly halfway, you are refused. After an hour or so of patience and hatred for these people, all you get is "Samaan upar patko aur khade ho jaao, Indore ki sawaari baithegi" (Throw your luggage on the roof, and get up. Seats are for people to Indore). And they don't give a damn whether you are old or sick or whatever. You can get lost for another hour in a gruelling 45 deg C. I just wonder every time I go back home, is there any way, this guys can learn to be human?
And its not that the economics benefit them in any way by this behaviour. They get an even higher number of passengers mid way, and their buses won't be empty for a single second, but there is just this plain obnoxiousness filled in those smelly breathes of liquor and tobacco. No wonder, every 6 months or so, a bus driver gets beaten, glasses of the bus shattered by the public. And pity, we think, we are gonna be back to the golden days! Trust me, if you are planning to visit MP, do so by your own vehicle. You will love the heart of India if you don't get to see the malice.
Electricity:
OOOOoooooooooooooooooohh.. Electricity. Yeah, we get that some times. Usually, in patches of 1 or 2 hours. And mind you, for most places, this patches come once or twice a week. Every home has inverters and generators (and these generators run on kerosene purchased from a control shop -- have huge 'gifts' for the environment).
I agree that bigger cities have industries, which demand power. But why is it that even in the distribution of home consumption electricity, small cities are treated as inferiors? Don't we have a right to live? Or is it the case that "Kyunki saans bhi kabhi bahu thi" for bigger cities is more important than drinking water of villages.
Every year, newspapers write, "Students from small places crack this, that". I felt it, I really did, when a maa says, "Son! Don't study now. Lights are gone! We need to save some battery for the fan in the night..". This is just plane wrong. Standing in the middle of three power producing dams, we produce a huge amount of electricity. And all we ask for is equality. Lights in our lamps, nothing more. Lights for our students, nothing more. Fan for our worn outs, nothing more.
Change:
Madhya Pradesh is one state, where you will find the highest rate for change -- the 1Re, 2Rs and 5Rs coins. I think, this shortage is created artificially. Every two years, we have an over abundance of change, so much that you get 110 Rs worth coins for a 100 bucks note. And it some how vanishes and again, people are quarreling over a 1Re coin paying 100 bucks for 80 coins. I've vitnessed this cycle myself twice in the past 5 yrs. Yet, no banks try to regulate the liquidity, rather they refuse to collect and circulate change. (Shortage of time is the most common excuse by bankers). It is such a bad bad bad scene, to see people negotiating over lack of currency, and probably one of the best news for those 1Re candy manufacturers. They've kinda become the defacto currency in Madhya Pradesh. Is this how, we dream of becoming the golden sparrow again? Quarreling over change?
Business:
Ahh, my favourite. Its all together a different form of economics -- the economics of ego. If you think, Microsoft believes in monopoly, come to our place. The richer businesses would do anything to crush out the not-so-rich ones. The problem being, where competitors of Microsoft still make a good amount and get lost in little time, people there won't. They will persevere for years and years before giving up. No one makes profits for all these while. Someone's got to teach people, you do business for profits, not for ego. You can just bargain till death, if you say to Mr X "Mr Y is costing me 5 Rs less", then he would reduce the price, go to Mr Y, he would reduce the price again, till the time you spent one hour oscillating between the two shops, saving 20 odd bucks, and no one making any profit. Wake up Guys!! Lost productivity all round. Why don't we teach them how to handle businesses before they quit schools, instead of, complaining that people don't study long enough.
The list would just go on and on and on..
Its not that everything over there is wrong. There is good too. Plenty of good. People still smile despite 'n' troubles, help is forever available. But I do feel like, if this is what is the cost I have to pay for being with my motherland, I better not pay it. The look of filth in buses, that shortage of power for anything, that uselessness of business, so much grief, so many complaints. Yeah, I don't want to live at the place I love the most..
(The views and emotions expressed here are all mine and mine only. This is what I saw, observed, felt.. Feel free to post constructive comments if you feel otherwise..)
Tuesday, August 11, 2009
SBI ATMs -- Demanding serious trouble -- incomplete transactions causing people to loose money
Last week, I was off to my home, a small town with electricity supply of about 8 hrs a day. I was surprised to find one of the biggest problems in SBI ATMs over there. The ATMs aren't failure proof.
Not just that, I had a brief demonstration of the consequences straight away. A poor senescent man, working at the Central Industrial Security force with a salary of round about 10k per month, had lost 4k bucks due to this. I was like, "This is theoretically impossible. My databases course suggests otherwise. You gotta be joking."
Apparently, he wasn't. He said, he was taking the money out of the ATM and power went off. It didn't vomit any money, only a receipt showing 4000 bucks deducted. (Poor man, serious trouble :(). Not only had he lost bucks due to the same, he also hadn't received any response for the complaint he filed. He said, he had been complaining to the State Bank of Indore branch in my town for about a month, but no results. My dad told me that there have been several cases like this in the past as well and he essentially feared using ATM for transactions more than 500 odd bucks. If this is how SBI claims to have the largest number of ATMs in India, I am selling all my SBI shares today. Really sad for the old man though...
Not just that, I had a brief demonstration of the consequences straight away. A poor senescent man, working at the Central Industrial Security force with a salary of round about 10k per month, had lost 4k bucks due to this. I was like, "This is theoretically impossible. My databases course suggests otherwise. You gotta be joking."
Apparently, he wasn't. He said, he was taking the money out of the ATM and power went off. It didn't vomit any money, only a receipt showing 4000 bucks deducted. (Poor man, serious trouble :(). Not only had he lost bucks due to the same, he also hadn't received any response for the complaint he filed. He said, he had been complaining to the State Bank of Indore branch in my town for about a month, but no results. My dad told me that there have been several cases like this in the past as well and he essentially feared using ATM for transactions more than 500 odd bucks. If this is how SBI claims to have the largest number of ATMs in India, I am selling all my SBI shares today. Really sad for the old man though...
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